The property market is always influenced by broader economic policies, and the annual Budget is a key moment for potential shifts. For anyone considering selling a house in Sittingbourne or buying property in Faversham in 2026, understanding these potential changes is crucial. At Harrisons Homes, we believe in providing genuine advice, no pressure, no fluff, to help you make informed decisions.

Understanding the Budget's Potential Influence

While we can't predict the future, past budgets have often included measures that directly or indirectly affect the housing sector. These can range from adjustments to Stamp Duty Land Tax (SDLT) to changes in capital gains tax or even incentives for certain types of buyers. For sellers, these changes can influence buyer demand and, consequently, property values. For buyers, they can impact affordability and the overall cost of moving.

For example, a client we recently worked with in Sittingbourne was initially hesitant to put their home on the market, worried about market uncertainty. After a detailed discussion about potential future market conditions and our proven 12-Step Premium Price Plan, they felt confident to proceed. We helped them achieve a sale agreed within 28 days, demonstrating that with the right strategy, you can navigate market shifts successfully.

Key Areas to Watch for in the November 2025 Budget

Stamp Duty Land Tax (SDLT)

SDLT has historically been a lever governments use to stimulate or cool the property market. Any changes here could significantly affect the cost of buying, particularly for those looking at houses for sale in Sittingbourne or other areas. A reduction could boost buyer confidence, while an increase might slow things down. We'll be watching closely to see if any adjustments are made that could impact your move.

Mortgage Market and Interest Rates

While the Bank of England primarily sets interest rates, the Budget can sometimes introduce measures that influence lending conditions or support schemes for first-time buyers. Understanding the broader economic outlook presented in the Budget can give you an indication of where interest rates might be heading, which is vital for anyone planning to secure a mortgage in 2026. We always recommend speaking with Dylan, our trusted mortgage broker, who can offer personalised advice.

Capital Gains Tax (CGT)

For those selling a second home or an investment property, changes to Capital Gains Tax could impact your net proceeds. While most primary residences are exempt, it's an area worth monitoring if your property portfolio extends beyond your main home. Our team can offer advice on market positioning to help you understand the potential implications.

Preparing for Your 2026 Move Now

Regardless of what the Budget brings, proactive planning is always the best approach. If you're thinking, 'How much is my house worth in Sittingbourne?' or 'What's the property market in Faversham looking like?', now is the time to gather information.

We don't chase volume, we focus on getting it right for every client. Our approach is about helping you move on to the next chapter with confidence and control. We offer a comprehensive service, from initial advice on market positioning to reducing risk with reservation agreements, which boast a 94% completion rate compared to the 33% national average. This means significantly less stress and more certainty for your move.

For a seller in Faversham, who was concerned about the stability of their onward chain, our use of a reservation agreement provided the peace of mind they needed. It's not just about selling your home; it's about making your move work for you, start to finish.

Your Trusted Partner for a Smooth Move

Moving doesn't have to be stressful, not when you're supported properly. We aim to be the best estate agent in Sittingbourne and Faversham by changing the perception of estate agents, one move at a time. We offer real support, real results, focusing on people first, always.

If you're planning a move in 2026 and want to understand how potential Budget changes might affect your situation, our team is here to help you take the next step with clarity and confidence. We're professional, but never pushy, and always ready to offer genuine advice.

Curious what your home could be worth in today's market? Try our instant property report, pulls recent data from sold and currently marketed homes in your area to give you a quick, guided estimate. It's a great starting point, and completely obligation-free.